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Acceptance of Terms
By downloading, installing, or using Glipo Personal Accounting ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.
Description of Service
Glipo Personal Accounting is a mobile application designed to help users manage personal and business finances, including:
- Tracking income and expenses
- Creating and managing invoices
- Budget planning and monitoring
- Contact management for business purposes
- Financial reporting and analytics
- Data backup and synchronization
User Responsibilities
Account Security
- You are responsible for maintaining the confidentiality of your account credentials
- You must notify us immediately of any unauthorized use of your account
- You are responsible for all activities that occur under your account
Data Accuracy
- You are responsible for the accuracy of financial data you input into the App
- We recommend regularly backing up your important financial information
- The App is a tool to assist with financial management, not a substitute for professional financial advice
Prohibited Uses
You may not use the App to:
- Engage in fraudulent or illegal activities
- Violate applicable laws or regulations
- Infringe on the rights of others
- Distribute malware or harmful content
- Attempt to gain unauthorized access to our systems
Subscription and Payments
Free vs. Premium Features
- The App offers both free and premium features
- Premium features require payment of subscription fees
- Subscription terms and pricing are clearly displayed before purchase
Payment Terms
- Subscription fees are charged on a recurring basis
- You may cancel your subscription at any time
- Refunds are handled according to our refund policy and applicable app store policies
Auto-Renewal
- Subscriptions automatically renew unless cancelled
- You will be notified before renewal charges
- You can manage auto-renewal settings in your app store account
Intellectual Property
Our Rights
- The App and its original content, features, and functionality are owned by us
- Our trademarks, service marks, and trade names may not be used without our permission
- We retain all rights to the App software and related intellectual property
Your Content
- You retain ownership of the financial data and information you input into the App
- You grant us a license to use, process, and store your data solely to provide the App's services
- This license is non-exclusive, royalty-free, and worldwide
Privacy
Your use of the App is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the App, you consent to the collection and use of information as described in our Privacy Policy.
Disclaimers and Limitations
Financial Advice
- The App is not a substitute for professional financial advice
- We do not provide tax, legal, or investment recommendations
- Consult with qualified professionals for financial guidance
Accuracy and Reliability
- We strive to provide accurate and reliable service but make no guarantees
- Financial calculations are based on the data you provide
- We are not responsible for errors in your input data
Service Availability
- We do not guarantee uninterrupted or error-free service
- The App may be temporarily unavailable for maintenance or updates
- We are not liable for service interruptions
Limitation of Liability
To the fullest extent permitted by law:
- Our total liability for any claims related to the App shall not exceed the amount you paid for the App
- We are not liable for indirect, incidental, special, or consequential damages
- We are not liable for lost profits, data loss, or business interruption
- Some jurisdictions do not allow the exclusion of certain damages, so these limitations may not apply to you
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:
- Your use of the App
- Your violation of these Terms
- Your violation of any rights of another party
Term and Termination
Term
- These Terms remain in effect as long as you use the App
- Your right to use the App may be terminated if you violate these Terms
Termination
- You may stop using the App at any time
- We may suspend or terminate your access for violations of these Terms
- Upon termination, your right to use the App immediately ceases
Data Export and Deletion
- You can export your data at any time through the App's export features
- Upon account deletion, your data will be removed from our servers in accordance with our data retention policy
- We may retain certain anonymized data for analytical purposes
Updates and Modifications
We may update the App and these Terms from time to time:
- App updates may include new features, improvements, or bug fixes
- Material changes to these Terms will be communicated to you
- Continued use of the App after changes constitutes acceptance of the new Terms
Governing Law
These Terms are governed by and construed in accordance with applicable laws. Any disputes arising from these Terms shall be resolved in accordance with the governing jurisdiction's laws.
Contact Information
If you have questions about these Terms of Service, please contact us at:
- Email: support@glipo.com
- App: Through the in-app contact feature
Specific Financial Service Terms
Data Backup
- Cloud backup features are provided as-is and may require internet connectivity
- We are not responsible for data loss due to user error, device failure, or network issues
- Regular local backups are recommended for critical financial data
Multi-Currency Support
- Exchange rates are provided for informational purposes only
- Rates may not reflect real-time market values
- Verify exchange rates with your financial institution for official transactions
Invoice Generation
- Generated invoices are based on the information you provide
- You are responsible for ensuring invoice accuracy and compliance
- Invoice templates may be updated without notice
Budget Tracking
- Budget alerts and notifications are provided as a convenience
- We are not responsible for budget overruns or financial decisions
- Budget recommendations are not personalized financial advice